:root{--theme:#0B3D91;--ink:#302016;--brown:#5c351d;--amber:#c58b35;--sand:#f5ead5;--paper:#fffaf1;--line:#e5d5bb;--muted:#766653}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Arial,"Microsoft YaHei",sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}button{font:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--brown);color:#f9ebd1;font-size:13px}.topbar .container{height:34px;display:flex;align-items:center;justify-content:space-between}.topbar a{color:#ffe7b5;margin-left:18px}
.header{position:relative;z-index:20;background:#fffaf3;border-bottom:1px solid var(--line);box-shadow:0 3px 12px #5130170d}.header-inner{height:76px;display:flex;align-items:center;gap:34px}.logo{display:flex;align-items:center;gap:10px;white-space:nowrap;font-size:20px;font-weight:800;color:var(--brown)}.logo img{width:36px;height:36px;object-fit:contain}.main-nav{margin-left:auto}.nav-list{display:flex;gap:4px;align-items:stretch;list-style:none;margin:0;padding:0}.nav-item{position:relative}.nav-link{display:block;padding:25px 13px;font-size:14px;font-weight:700;white-space:nowrap}.nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--amber)}.header-btns{display:flex;align-items:center;gap:12px}.member-link{border:1px solid var(--amber);border-radius:5px;padding:8px 13px;color:var(--brown);font-size:13px;font-weight:700}.open-link{background:var(--theme);color:white;border-radius:5px;padding:9px 14px;font-size:13px;font-weight:700}.hamburger{display:none;border:0;background:none;padding:7px;cursor:pointer}.hamburger span{display:block;width:24px;height:2px;background:var(--brown);margin:5px 0}
.dropdown-panel,.mega-menu{position:absolute;top:calc(100% - 1px);left:50%;transform:translateX(-50%);width:330px;padding:18px;background:#fffdf8;border:1px solid var(--line);border-radius:0 0 10px 10px;box-shadow:0 16px 35px #3e261d1c;opacity:0;visibility:hidden;transition:.2s;z-index:30}.nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{opacity:1;visibility:visible}.dropdown-panel:before,.mega-menu:before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}.dropdown-panel a{display:block;padding:8px 5px;border-bottom:1px solid #f0e7d8;font-weight:700;font-size:14px}.panel-title{color:var(--amber);font-size:12px;font-weight:800;margin-bottom:8px}.mega-menu{width:700px}.mega-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.mega-list{display:grid;gap:8px}.mega-card{display:grid;grid-template-columns:42px 1fr;gap:9px;padding:8px;border:1px solid #eee1ce;border-radius:7px}.mega-card img{width:42px;height:42px;object-fit:cover;border-radius:5px}.mega-card b{font-size:13px}.mega-card small{display:block;color:var(--muted);font-size:11px}.mega-footer{display:block;margin-top:14px;padding-top:10px;border-top:1px solid var(--line);color:var(--theme);font-size:13px;font-weight:700}
.hero{background:linear-gradient(135deg,#fff8e9 0%,#f1dfbd 48%,#d3a45a 100%);padding:78px 0 42px;border-bottom:1px solid #d2b27e}.hero-heading{text-align:center;max-width:820px;margin:0 auto 42px}.eyebrow{display:inline-block;color:var(--brown);background:#fff6df;border:1px solid #d6ae6b;border-radius:99px;padding:5px 15px;font-size:12px;font-weight:800;letter-spacing:1px}.hero h1{font-family:Georgia,"Microsoft YaHei",serif;font-size:clamp(36px,6vw,70px);line-height:1.12;margin:20px 0 15px;color:#3b2115}.hero-heading p{max-width:650px;margin:auto;color:#674a2e;font-size:17px}.hero-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.entry-card{min-height:270px;padding:28px 26px;background:#fffaf0;border:1px solid #d8b678;border-radius:14px;box-shadow:0 12px 0 #a9753240;display:flex;flex-direction:column}.entry-card:nth-child(2){background:#5b351f;color:#fff4df;border-color:#5b351f;transform:translateY(-10px)}.entry-icon{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:#e8c27d;color:var(--brown);font-size:24px}.entry-card:nth-child(2) .entry-icon{background:#d9a84d}.entry-card h2{font-size:23px;margin:18px 0 7px}.entry-card p{margin:0;color:#765e45;font-size:14px}.entry-card:nth-child(2) p{color:#ead8bc}.entry-card .card-btn{margin-top:auto;align-self:flex-start;padding:9px 16px;border-radius:5px;background:var(--theme);color:#fff;font-size:13px;font-weight:700}.entry-card:nth-child(2) .card-btn{background:#e3b45d;color:#382116}.trust-strip{display:flex;justify-content:center;gap:0;max-width:900px;margin:45px auto 0;background:#fff9ed;border:1px solid #d6b67d;border-radius:10px;overflow:hidden}.trust-item{flex:1;text-align:center;padding:15px;border-right:1px solid #ead8b8}.trust-item:last-child{border:0}.trust-item strong{display:block;font-size:23px;color:var(--brown)}.trust-item span{font-size:12px;color:var(--muted)}
.section{padding:68px 0}.section-head{text-align:center;margin-bottom:30px}.section-head h2{margin:0 0 8px;font-size:30px;color:var(--brown)}.section-head p{margin:0;color:var(--muted)}.section-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.info-card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:22px}.info-card h3{margin:0 0 8px;color:var(--brown)}.info-card p{margin:0;color:var(--muted);font-size:14px}.broker-row,.article-row{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.mini-card{background:white;border:1px solid var(--line);border-radius:9px;padding:20px}.mini-card img{width:52px;height:52px;object-fit:contain;border-radius:8px}.mini-card h3{font-size:17px;margin:12px 0 5px}.mini-card p{font-size:13px;color:var(--muted);margin:0 0 12px}.text-link{color:var(--theme);font-size:13px;font-weight:700}.soft-section{background:#f3e6d0}.faq{max-width:820px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);margin:9px 0;border-radius:7px;padding:14px 18px}.faq summary{cursor:pointer;font-weight:700;color:var(--brown)}.cta{background:var(--brown);color:#fff3df;text-align:center;padding:56px 20px}.cta h2{margin:0 0 12px}.cta p{color:#e4ccb0}.cta a{display:inline-block;background:#e0ac54;color:#392318;padding:11px 22px;border-radius:5px;font-weight:700}
.footer{background:#2d1b13;color:#e6d5bf;padding:46px 0 20px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:30px}.footer h3{color:#f0c878;font-size:15px;margin:0 0 14px}.footer p,.footer a{font-size:13px;color:#cdb9a1}.footer a{display:block;margin:7px 0}.footer-brand strong{font-size:20px;color:#fff2dc}.footer-bottom{border-top:1px solid #654837;margin-top:30px;padding-top:16px;text-align:center;color:#bca48c;font-size:12px}
.drawer-overlay{display:none;position:fixed;inset:0;background:#1e100b99;z-index:40}.drawer-overlay.open{display:block}.mobile-drawer{position:fixed;top:0;right:0;bottom:0;width:min(360px,88vw);background:#fffaf2;z-index:41;transform:translateX(100%);transition:.25s;overflow:auto}.mobile-drawer.open{transform:translateX(0)}.drawer-head{height:68px;display:flex;align-items:center;gap:12px;padding:0 18px;border-bottom:1px solid var(--line);font-weight:700}.drawer-head>a{margin-left:auto;color:var(--theme);font-size:14px}.drawer-close{border:0;background:none;font-size:28px;color:var(--brown);cursor:pointer}.drawer-menu{padding:12px 18px}.drawer-link,.drawer-toggle{display:block;width:100%;padding:13px 4px;border:0;border-bottom:1px solid #eadbc7;background:none;text-align:left;color:var(--brown);font-weight:700}.drawer-toggle{cursor:pointer}.drawer-submenu{display:none;padding:5px 12px;background:#f6ead8}.drawer-submenu.open{display:block}.drawer-submenu a{display:block;padding:8px 0;color:var(--muted);font-size:13px}
@media(max-width:900px){.main-nav{display:none}.hamburger{display:block}.header-inner{gap:12px}.header-btns{margin-left:auto}.hero{padding-top:55px}.hero-grid{grid-template-columns:1fr}.entry-card:nth-child(2){transform:none}.section-grid,.broker-row,.article-row{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.mega-menu{display:none}}
@media(max-width:560px){.container{width:min(100% - 28px,1180px)}.topbar .container{height:auto;padding:7px 0;display:block}.topbar .contact{display:block}.topbar a{margin:0 10px 0 0}.member-link{display:none}.hero h1{font-size:39px}.trust-strip{display:grid;grid-template-columns:1fr 1fr}.trust-item{border-bottom:1px solid #ead8b8}.trust-item:nth-child(2){border-right:0}.section-grid,.broker-row,.article-row,.footer-grid{grid-template-columns:1fr}.footer{padding-bottom:25px}}